/* =====================================================
   IndiaBest Finance — Marketing Website Stylesheet
   ===================================================== */

/* === CSS Variables === */
:root {
  --primary:       #1a3c5e;
  --primary-dark:  #0d1b2a;
  --primary-light: #2a5888;
  --gold:          #c9a84c;
  --gold-light:    #e2c060;
  --green:         #1e8449;
  --purple:        #6c3483;
  --orange:        #d35400;
  --teal:          #0e6655;
  --dark:          #0d1b2a;
  --light:         #f0f4f8;
  --text:          #2d3748;
  --text-light:    #718096;
  --white:         #ffffff;
  --border:        #e6ebf1;
  --panel:         #ffffff;
  --bg:            #f8fafc;
  --shadow:        0 12px 40px rgba(16,24,40,0.06);
  --shadow-hover:  0 18px 45px rgba(16,24,40,0.08);
  --radius:        18px;
  --font:          'Poppins', sans-serif;
}

/* === Reset & Base === */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  font-size: 15px;
  overflow-x: hidden;
}
img { max-width: 100%; }

/* === Typography === */
h1, h2, h3, h4, h5 {
  font-weight: 700;
  color: var(--dark);
  line-height: 1.2;
  margin-bottom: 0;
}
p { color: var(--text-light); margin-bottom: 0; }
a { text-decoration: none; }

/* === Utilities === */
.section-padding   { padding: 90px 0; }
.bg-light-custom   { background: var(--bg); }
.text-gold         { color: var(--gold); }
.text-white-60     { color: rgba(255,255,255,0.6); }

/* === Section Labels / Tags === */
.section-tag {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--white);
  background: var(--gold);
  border: 1px solid rgb(245 186 23);
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 14px;
}
.section-tag.light {
  color: var(--gold-light);
  background: rgba(201,168,76,0.15);
  border-color: rgba(201,168,76,0.3);
}
.section-title {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  margin-bottom: 14px;
  color: var(--dark);
}
.section-subtitle {
  font-size: 15px;
  color: var(--text-light);
  max-width: 650px;
  margin: 0 auto;
  line-height: 1.75;
}
.hero-highlight {
  font-size: 0.98rem;
  color: var(--dark);
  margin-bottom: 16px;
  font-weight: 600;
}
.section-header { margin-bottom: 8px; }
.hero-trust {
  font-size: 0.95rem;
  color: var(--text);
  margin: 10px 0 16px;
  font-weight: 600;
}
.hero-trust strong { color: var(--gold); }

/* === Buttons === */
.btn-gold {
  background: var(--gold);
  color: var(--dark);
  font-weight: 600;
  padding: 13px 30px;
  border-radius: 8px;
  border: 2px solid var(--gold);
  transition: all 0.3s ease;
  text-decoration: none;
  display: inline-block;
  font-family: var(--font);
  font-size: 14px;
  letter-spacing: 0.3px;
}
.btn-gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(201,168,76,0.35);
}
.btn-gold.btn-lg { padding: 16px 36px; font-size: 15px; }
.btn-outline-light-custom {
  color: var(--dark);
  border: 2px solid rgba(31,45,65,0.18);
  background: rgba(255,255,255,0.95);
  padding: 13px 30px;
  border-radius: 10px;
  font-weight: 500;
  font-size: 14px;
  transition: all 0.3s;
  display: inline-block;
  font-family: var(--font);
}
.btn-outline-light-custom:hover {
  background: var(--white);
  border-color: rgba(201,168,76,0.45);
  color: var(--gold);
  transform: translateY(-1px);
}
.btn-primary-nav {
  background: var(--gold);
  color: var(--dark) !important;
  font-weight: 600 !important;
  padding: 9px 22px !important;
  border-radius: 7px;
  transition: all 0.3s;
  font-size: 13px !important;
}
.btn-primary-nav:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,168,76,0.3);
}

/* =====================================================
   NAVBAR
   ===================================================== */
#mainNav {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  padding: 10px 0;
  transition: all 0.35s ease;
  border-bottom: 1px solid rgba(226,232,240,0.9);
}
#mainNav.scrolled {
  padding: 10px 0;
  background: rgba(255,255,255,0.98);
  box-shadow: 0 10px 30px rgba(16,24,40,0.08);
}
.navbar-brand-wrap {
  display: flex;
  flex-direction: column;
  line-height: 1;
  text-decoration: none;
}
.brand-ibf {
  font-size: 20px;
  font-weight: 800;
  color: var(--gold);
  letter-spacing: 1px;
}
.brand-full {
  font-size: 9px;
  color: rgba(255,255,255,0.4);
  font-weight: 400;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-top: 2px;
}
#mainNav .nav-link {
  color: rgba(17,24,39,0.78) !important;
  font-weight: 500;
  padding: 8px 14px !important;
  font-size: 13.5px;
  transition: color 0.2s;
  letter-spacing: 0.2px;
}
#mainNav .nav-link:hover,
#mainNav .nav-link.active { color: var(--primary) !important; }
.navbar-toggler {
  border-color: rgba(148,163,184,0.35);
  opacity: 1 !important;
  visibility: visible !important;
  display: flex !important;
  align-items: center;
  justify-content: center;
  padding: 0.25rem 0.5rem;
}
.navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%2817,24,39,0.75%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 1.4rem 1.4rem;
  width: 1.5rem;
  height: 1.5rem;
  display: block;
  opacity: 1 !important;
  visibility: visible !important;
  flex-shrink: 0;
}
.navbar-toggler:focus {
  box-shadow: 0 0 0 0.25rem rgba(21, 101, 192, 0.25);
  outline: none;
}

/* =====================================================
   HERO
   ===================================================== */
.hero-section {
  position: relative;
  background: var(--bg);
  overflow: hidden;
  min-height: 92vh;
  padding-top: 80px;
}
.hero-glow-1 {
  position: absolute;
  top: -22%;
  right: -8%;
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, rgba(201,168,76,0.16) 0%, transparent 68%);
  pointer-events: none;
  z-index: 0;
}
.hero-glow-2 {
  position: absolute;
  bottom: -18%;
  left: -12%;
  width: 520px;
  height: 520px;
  background: radial-gradient(circle, rgba(16,24,40,0.08) 0%, transparent 68%);
  pointer-events: none;
  z-index: 0;
}
.hero-section .container { position: relative; z-index: 1; }
.hero-badge {
  display: inline-block;
  background: rgba(201,168,76,0.12);
  color: var(--gold);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: 20px;
  border: 1px solid rgba(201,168,76,0.28);
  margin-bottom: 22px;
}
.hero-title {
  font-size: clamp(2rem, 5vw, 3.4rem);
  color: var(--dark);
  line-height: 1.12;
  margin-bottom: 22px;
  font-weight: 800;
  letter-spacing: -0.5px;
}
.hero-subtitle {
  font-size: 16px;
  color: rgba(45,55,72,0.75);
  margin-bottom: 32px;
  max-width: 580px;
  line-height: 1.85;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.hero-actions .btn-gold { min-width: 160px; text-align: center; }

/* Scroll Indicator */
.scroll-down {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  color: rgba(17,24,39,0.45);
  font-size: 22px;
  animation: bobDown 2.2s ease-in-out infinite;
  z-index: 1;
}
.scroll-down a { color: inherit; text-decoration: none; }
@keyframes bobDown {
  0%, 100% { transform: translateX(-50%) translateY(0); opacity: 0.4; }
  50%       { transform: translateX(-50%) translateY(9px); opacity: 0.8; }
}

/* Hero Dashboard Mockup */
.hero-mockup-wrap {
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 40px 20px;
}
.hero-mockup {
  background: var(--panel);
  border: 1px solid rgba(226,232,240,0.95);
  border-radius: 24px;
  padding: 28px;
  width: 100%;
  max-width: 420px;
  box-shadow: var(--shadow);
}
.hm-titlebar {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(226,232,240,0.9);
}
.hm-dot { width: 10px; height: 10px; border-radius: 50%; }
.hm-dot.r { background: #ff5f57; }
.hm-dot.y { background: #febc2e; }
.hm-dot.g { background: #28c840; }
.hm-label {
  margin-left: auto;
  color: rgba(45,55,72,0.55);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.5px;
}
.hm-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 18px; }
.hm-stat {
  background: rgba(17,24,39,0.04);
  border: 1px solid rgba(148,163,184,0.18);
  border-radius: 10px;
  padding: 13px 12px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.hm-stat i { font-size: 18px; color: var(--gold); flex-shrink: 0; }
.hm-stat-lbl { font-size: 9px; color: rgba(55,65,81,0.65); text-transform: uppercase; letter-spacing: 0.5px; }
.hm-stat-val { font-size: 14px; font-weight: 700; color: var(--dark); line-height: 1.2; margin-top: 2px; }
.hm-chart-wrap {
  display: flex;
  align-items: flex-end;
  gap: 6px;
  height: 64px;
  padding: 0 2px;
}
.hm-bar {
  flex: 1;
  border-radius: 4px 4px 0 0;
  background: linear-gradient(to top, rgba(201,168,76,0.85), rgba(201,168,76,0.3));
  animation: barRise 1.2s ease-out both;
  transform-origin: bottom;
}
.hm-bar:nth-child(2) { animation-delay: 0.05s; }
.hm-bar:nth-child(3) { animation-delay: 0.10s; }
.hm-bar:nth-child(4) { animation-delay: 0.15s; }
.hm-bar:nth-child(5) { animation-delay: 0.20s; }
.hm-bar:nth-child(6) { animation-delay: 0.25s; }
.hm-bar:nth-child(7) { animation-delay: 0.30s; }
@keyframes barRise {
  from { transform: scaleY(0); }
  to   { transform: scaleY(1); }
}

/* =====================================================
   STATS STRIP
   ===================================================== */
.stats-strip {
  background: var(--dark);
  padding: 52px 0;
  border-top: 1px solid rgba(255,255,255,0.04);
  border-bottom: 1px solid rgba(255,255,255,0.04);
}
.stat-block { text-align: center; padding: 10px; }
.stat-number {
  font-size: clamp(2.4rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 6px;
  display: block;
}
.stat-lbl {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 1.2px;
}
.stat-divider {
  width: 1px;
  background: rgba(255,255,255,0.08);
  align-self: stretch;
  margin: 10px 0;
}

/* =====================================================
   FEATURES GRID
   ===================================================== */
.features-section { background: var(--white); }
.feature-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 34px 28px;
  height: 100%;
  position: relative;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}
.feature-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;

/* Testimonials */
.testi-card {
  background: var(--panel);
  border: 1px solid rgba(226,232,240,0.9);
  border-radius: 22px;
  padding: 30px 28px;
  box-shadow: 0 14px 35px rgba(16,24,40,0.06);
  position: relative;
}
.testi-card::before {
  content: '\201C';
  position: absolute;
  top: 18px;
  left: 22px;
  font-size: 52px;
  color: rgba(201,168,76,0.18);
  font-family: serif;
}
.testi-card p { color: var(--text); font-weight: 500; margin-bottom: 18px; line-height: 1.85; }
.testi-card footer { color: rgba(45,55,72,0.7); font-size: 13px; font-weight: 600; }
}
.feature-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(201,168,76,0.2);
}
.feature-card:hover::after { transform: scaleX(1); }
.feat-icon {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  color: #fff;
  margin-bottom: 22px;
  transition: transform 0.3s;
}
.feature-card:hover .feat-icon { transform: scale(1.08) rotate(-3deg); }
.icon-blue   { background: linear-gradient(135deg, #1565c0, #1e88e5); }
.icon-green  { background: linear-gradient(135deg, #1e8449, #2ecc71); }
.icon-purple { background: linear-gradient(135deg, #6c3483, #9b59b6); }
.icon-orange { background: linear-gradient(135deg, #b7390a, #e74c3c); }
.icon-teal   { background: linear-gradient(135deg, #0e6655, #1abc9c); }
.icon-red    { background: linear-gradient(135deg, #7b241c, #c0392b); }
.feature-card h3 {
  font-size: 1.05rem;
  margin-bottom: 10px;
  color: var(--dark);
}
.feature-card > p {
  font-size: 13.5px;
  line-height: 1.65;
  margin-bottom: 18px;
}
.feat-list { list-style: none; padding: 0; margin: 0; }
.feat-list li {
  font-size: 12.5px;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 7px;
  font-weight: 500;
}
.feat-list li i {
  color: var(--green);
  font-size: 13px;
  flex-shrink: 0;
}

/* =====================================================
   DETAIL SECTIONS (Loan / Collections)
   ===================================================== */
/* Placeholder wrappers share layout with inner detail content. */

/* Loan Card Mockup */
.loan-visual { position: relative; }
.loan-card-primary {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-hover);
}
.lcp-header {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: rgba(255,255,255,0.92);
  padding: 18px 22px;
  font-size: 13.5px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.lcp-body { padding: 22px; }
.lcp-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px solid var(--border);
  font-size: 13.5px;
}
.lcp-row:last-of-type { border-bottom: none; }
.lcp-row span { color: var(--text-light); }
.lcp-row strong { color: var(--dark); font-weight: 600; }
.lcp-status {
  margin-top: 16px;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(30,132,73,0.09);
  color: var(--green);
  border: 1px solid rgba(30,132,73,0.2);
  border-radius: 20px;
  padding: 6px 16px;
  font-size: 12px;
  font-weight: 600;
}
.lcp-note {
  margin-top: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(30,132,73,0.06);
  border: 1px solid rgba(30,132,73,0.15);
  border-radius: 10px;
  padding: 13px 16px;
  font-size: 12.5px;
  color: var(--green);
  font-weight: 500;
}
/* Detail Points */
.detail-points { margin-top: 28px; }
.dp {
  display: flex;
  gap: 16px;
  margin-bottom: 26px;
  align-items: flex-start;
}
.dp-icon {
  width: 46px;
  height: 46px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 11px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
  transition: all 0.3s;
}
.dp:hover .dp-icon {
  background: var(--gold);
  color: var(--dark);
}
.dp-content h4 { font-size: 0.95rem; margin-bottom: 5px; color: var(--dark); }
.dp-content p  { font-size: 13px; line-height: 1.6; }

/* Collection Table Mockup */
/* Placeholder wrappers share layout with inner collection content. */
.coll-table {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-hover);
}
.ct-header {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: rgba(255,255,255,0.92);
  padding: 18px 22px;
  font-size: 13.5px;
  font-weight: 600;
}
.ct-row {
  display: grid;
  grid-template-columns: 2.2fr 1fr 1fr 1fr;
  padding: 11px 22px;
  border-bottom: 1px solid var(--border);
  font-size: 12.5px;
  align-items: center;
  color: var(--text);
}
.ct-row.th {
  background: var(--light);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: var(--text-light);
}
.ct-row:last-of-type { border-bottom: none; }
.badge-paid   { background: rgba(30,132,73,0.1);  color: #1e8449; padding: 3px 10px; border-radius: 12px; font-size: 10.5px; font-weight: 600; }
.badge-unpaid { background: rgba(192,57,43,0.1);  color: #c0392b; padding: 3px 10px; border-radius: 12px; font-size: 10.5px; font-weight: 600; }
.ct-footer {
  display: flex;
  justify-content: space-between;
  padding: 14px 22px;
  background: var(--primary-dark);
  color: rgba(255,255,255,0.75);
  font-size: 12.5px;
  font-weight: 600;
}

/* =====================================================
   REPORTS SECTION
   ===================================================== */
.reports-section {
  background: var(--bg);
}
.reports-section .section-title { color: var(--dark); }
.report-card {
  display: flex;
  align-items: flex-start;
  gap: 15px;
  background: var(--white);
  border: 1px solid rgba(226,232,240,0.95);
  border-radius: 16px;
  padding: 20px 18px;
  height: 100%;
  transition: all 0.3s ease;
  box-shadow: 0 16px 35px rgba(16,24,40,0.05);
}
.report-card:hover {
  background: var(--white);
  border-color: rgba(201,168,76,0.25);
  transform: translateY(-3px);
}
.report-card i {
  font-size: 26px;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 3px;
}
.report-card h4 {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 5px;
}
.report-card p {
  font-size: 12px;
  color: rgba(55,65,81,0.75);
  line-height: 1.5;
}
.reports-cta-note {
  color: rgba(45,55,72,0.65);
  font-size: 13px;
  margin-bottom: 12px;
}

/* =====================================================
  PAYROLL SECTION
  ===================================================== */
.payroll-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 24px;
  height: 100%;
  text-align: center;
  transition: all 0.3s ease;
}
.payroll-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(201,168,76,0.25);
}
.payroll-card i {
  font-size: 38px;
  color: var(--primary);
  display: block;
  margin-bottom: 18px;
  transition: color 0.3s;
}
.payroll-card:hover i { color: var(--gold); }
.payroll-card h4 { font-size: 1rem; margin-bottom: 10px; color: var(--dark); }
.payroll-card p { font-size: 13px; line-height: 1.65; }

/* =====================================================
   ROLE-BASED ACCESS
   ===================================================== */
.role-card {
  border-radius: var(--radius);
  padding: 32px 20px 26px;
  height: 100%;
  text-align: center;
  border: 2px solid transparent;
  position: relative;
  transition: all 0.3s ease;
}
.role-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow-hover);
}
.role-card.super  { background: rgba(26,60,94,0.05);  border-color: rgba(26,60,94,0.15);  }
.role-card.admin  { background: rgba(201,168,76,0.05); border-color: rgba(201,168,76,0.2); }
.role-card.view   { background: rgba(108,52,131,0.05); border-color: rgba(108,52,131,0.15);}
.role-card.enter  { background: rgba(30,132,73,0.05);  border-color: rgba(30,132,73,0.15); }
.role-card.coll   { background: rgba(211,84,0,0.05);   border-color: rgba(211,84,0,0.15);  }
.role-badge-num {
  position: absolute;
  top: -13px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  background: var(--dark);
  color: var(--gold);
  padding: 4px 13px;
  border-radius: 20px;
  white-space: nowrap;
}
.role-icon-wrap {
  font-size: 34px;
  margin: 14px 0 16px;
}
.super .role-icon-wrap { color: var(--primary); }
.admin .role-icon-wrap { color: var(--gold); }
.view  .role-icon-wrap { color: var(--purple); }
.enter .role-icon-wrap { color: var(--green); }
.coll  .role-icon-wrap { color: var(--orange); }
.role-card h4 { font-size: 0.95rem; margin-bottom: 16px; color: var(--dark); }
.role-perms { list-style: none; padding: 0; margin: 0; text-align: left; }
.role-perms li {
  font-size: 12px;
  color: var(--text-light);
  padding: 5px 0;
  display: flex;
  align-items: center;
  gap: 7px;
  border-bottom: 1px solid rgba(0,0,0,0.04);
}
.role-perms li:last-child { border-bottom: none; }
.role-perms li::before {
  content: '›';
  font-size: 14px;
  font-weight: 700;
  color: var(--gold);
  flex-shrink: 0;
}

/* =====================================================
   WHY CHOOSE IBF
   ===================================================== */
.why-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 24px;
  height: 100%;
  transition: all 0.3s ease;
}
.why-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(201,168,76,0.2);
}
.why-card i {
  font-size: 34px;
  color: var(--gold);
  display: block;
  margin-bottom: 15px;
}
.why-card h4 { font-size: 1rem; margin-bottom: 9px; }
.why-card p  { font-size: 13px; line-height: 1.65; }

/* =====================================================
   CTA SECTION
   ===================================================== */
.cta-section { background: var(--bg); padding: 90px 0; }
.cta-inner {
  background: var(--white);
  border: 1px solid rgba(226,232,240,0.95);
  border-radius: 24px;
  padding: 64px 56px;
  box-shadow: 0 24px 45px rgba(16,24,40,0.06);
}
.cta-inner h2 {
  color: var(--dark);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  margin-bottom: 16px;
}
.cta-inner > p { color: var(--text-light); font-size: 15px; margin-bottom: 28px; }
.cta-email-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: rgba(45,55,72,0.85);
  font-size: 14px;
  text-decoration: none;
  transition: color 0.2s;
}
.cta-email-link:hover { color: var(--gold); }
.cta-email-link i { font-size: 18px; color: var(--gold); }
.cta-right { text-align: right; }
  .cta-note { color: rgba(45,55,72,0.65); font-size: 12px; margin-top: 10px; }
.site-footer {
  background: rgba(248,250,252,0.96);
  padding: 72px 0 28px;
  border-top: 1px solid rgba(226,232,240,0.9);
}
.footer-brand-full {
  font-size: 22px;
  font-weight: 800;
  color: var(--gold);
  letter-spacing: 0.8px;
}
.footer-tagline {
  font-size: 14px;
  color: rgba(45,55,72,0.8);
  max-width: 320px;
  line-height: 1.8;
  margin-top: 14px;
}
.footer-heading {
  font-size: 11px;
  font-weight: 600;
  color: rgba(45,55,72,0.75);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 18px;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 10px; }
.footer-links a {
  color: rgba(15,23,42,0.8);
  font-size: 13px;
  text-decoration: none;
  transition: color 0.2s;
}
.footer-links a:hover { color: var(--gold); }
.footer-hr { border-color: rgba(226,232,240,0.9); margin: 42px 0 22px; }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 6px;
}
.footer-bottom p { color: rgba(45,55,72,0.6); font-size: 11.5px; margin: 0; }

.footer-seo-list {
  margin: 18px 0 0;
  padding-left: 18px;
  color: rgba(45,55,72,0.8);
}
.footer-seo-list li {
  margin-bottom: 8px;
  font-size: 13px;
  line-height: 1.7;
}
.footer-seo-list strong {
  color: rgba(15,23,42,0.9);
}

.footer-contact-info {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(226,232,240,0.9);
}
.footer-contact-item {
  color: rgba(45,55,72,0.8);
  font-size: 13px;
  margin-bottom: 6px;
  line-height: 1.5;
}
.footer-contact-item a {
  color: var(--gold);
  text-decoration: none;
  transition: color 0.2s;
}
.footer-contact-item a:hover {
  color: var(--gold-light);
}

/* =====================================================
   FAQ SECTION
   ===================================================== */
.faq-section {
  background: var(--bg);
}
.faq-page-section {
  background: var(--bg);
}
.accordion-item {
  border: 1px solid rgba(226,232,240,0.9);
  border-radius: 12px;
  margin-bottom: 14px;
  background: var(--white);
  box-shadow: 0 2px 8px rgba(16,24,40,0.04);
  transition: all 0.3s ease;
}
.accordion-item:hover {
  box-shadow: 0 4px 16px rgba(16,24,40,0.08);
}
.accordion-button {
  background-color: var(--white);
  color: var(--dark);
  font-weight: 600;
  font-size: 15px;
  padding: 18px 22px;
  border: none;
}
.accordion-button:not(.collapsed) {
  background-color: rgba(201,168,76,0.08);
  color: var(--dark);
  box-shadow: none;
}
.accordion-button:focus {
  border-color: none;
  box-shadow: 0 0 0 0.25rem rgba(201,168,76,0.15);
}
.accordion-button::after {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23c9a84c'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e");
}
.accordion-body {
  padding: 18px 22px;
  color: var(--text);
  line-height: 1.75;
  font-size: 14px;
}
.accordion-body p {
  margin-bottom: 12px;
}
.accordion-body p:last-child {
  margin-bottom: 0;
}
.accordion-body ul, .accordion-body ol {
  padding-left: 22px;
  margin-bottom: 12px;
}
.accordion-body li {
  margin-bottom: 8px;
  color: var(--text);
}
.accordion-body strong {
  color: var(--dark);
  font-weight: 600;
}

.page-hero {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: var(--white);
}
.page-hero .section-title {
  color: var(--white);
}
.page-hero .section-subtitle {
  color: rgba(255,255,255,0.8);
}

/* =====================================================
   ICON PULSE (triggered by JS on feature card hover)
   ===================================================== */
.feat-icon.icon-pulse {
  animation: iconPulse 0.5s ease;
}
@keyframes iconPulse {
  0%   { transform: scale(1); }
  45%  { transform: scale(1.18) rotate(-4deg); }
  100% { transform: scale(1) rotate(0); }
}

/* =====================================================
   MOBILE NAVIGATION OVERLAY
   ===================================================== */
.nav-mobile-close {
  display: none;
  position: fixed;
  top: 14px;
  right: 16px;
  z-index: 1060;
  width: 42px;
  height: 42px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 50%;
  color: #fff;
  font-size: 18px;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.2s;
  line-height: 1;
}
.nav-mobile-close:hover { background: rgba(255,255,255,0.22); }

@media (max-width: 991px) {
  /* Full-screen dark overlay when expanded */
  #navbarNav {
    position: fixed !important;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(13, 27, 42, 0.97);
    backdrop-filter: blur(10px);
    z-index: 1050;
    padding: 88px 28px 40px;
    max-height: 100vh;
    overflow-y: auto;
    border-top: none;
    box-shadow: 0 20px 60px rgba(0,0,0,0.4);
  }
  /* Show close button when nav is expanded */
  #navbarNav.show .nav-mobile-close,
  #navbarNav.collapsing .nav-mobile-close {
    display: flex;
  }
  #navbarNav .navbar-nav {
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    width: 100%;
  }
  #navbarNav .nav-item {
    border-bottom: 1px solid rgba(255,255,255,0.07);
  }
  #navbarNav .nav-item:last-child {
    border-bottom: none;
    margin-top: 10px;
  }
  #mainNav .nav-link {
    font-size: 1rem !important;
    padding: 15px 10px !important;
    color: rgba(255,255,255,0.82) !important;
    font-weight: 500 !important;
    letter-spacing: 0.1px;
    border-radius: 8px;
    transition: color 0.2s, background 0.2s;
  }
  #mainNav .nav-link:hover,
  #mainNav .nav-link.active {
    color: var(--gold) !important;
    background: rgba(201,168,76,0.1);
  }
  .btn-primary-nav {
    background: var(--gold) !important;
    color: var(--dark) !important;
    display: block;
    width: 100%;
    text-align: center;
    border-radius: 10px !important;
    padding: 15px 20px !important;
    font-size: 1rem !important;
    font-weight: 700 !important;
    margin-top: 6px;
  }
  .btn-primary-nav:hover {
    background: var(--gold-light) !important;
    transform: none;
    box-shadow: none;
  }
}

/* =====================================================
   COOKIE CONSENT BANNER
   ===================================================== */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(13, 27, 42, 0.97);
  backdrop-filter: blur(8px);
  z-index: 9000;
  padding: 18px 24px;
  transform: translateY(100%);
  transition: transform 0.4s ease;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.cookie-banner.visible { transform: translateY(0); }
.cookie-inner {
  max-width: 960px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
.cookie-inner p {
  color: rgba(255,255,255,0.82);
  margin: 0;
  flex: 1;
  min-width: 220px;
  font-size: 13.5px;
  line-height: 1.6;
}
.cookie-inner p a { color: var(--gold); text-decoration: underline; }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }
.cookie-accept {
  background: var(--gold);
  color: var(--dark);
  border: none;
  padding: 10px 22px;
  border-radius: 8px;
  font-size: 13.5px;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font);
  transition: background 0.2s;
}
.cookie-accept:hover { background: var(--gold-light); }
.cookie-decline {
  background: transparent;
  border: 1px solid rgba(255,255,255,0.25);
  color: rgba(255,255,255,0.65);
  padding: 10px 18px;
  border-radius: 8px;
  font-size: 13.5px;
  font-weight: 500;
  cursor: pointer;
  font-family: var(--font);
  transition: all 0.2s;
}
.cookie-decline:hover { border-color: rgba(255,255,255,0.5); color: #fff; }
@media (max-width: 600px) {
  .cookie-inner { flex-direction: column; gap: 14px; }
  .cookie-actions { width: 100%; }
  .cookie-accept, .cookie-decline { flex: 1; text-align: center; }
}

/* =====================================================
   PRIVACY POLICY PAGE
   ===================================================== */
.policy-body h2 {
  font-size: 1.25rem;
  color: var(--dark);
  margin: 36px 0 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid rgba(201,168,76,0.25);
}
.policy-body h3 {
  font-size: 1rem;
  color: var(--primary);
  margin: 22px 0 8px;
}
.policy-body p { color: var(--text); font-size: 14.5px; line-height: 1.8; margin-bottom: 14px; }
.policy-body ul, .policy-body ol { padding-left: 22px; margin-bottom: 16px; }
.policy-body li { color: var(--text); font-size: 14.5px; line-height: 1.75; margin-bottom: 7px; }
.policy-body address { font-style: normal; color: var(--text); font-size: 14.5px; line-height: 1.9; background: var(--bg); border-left: 3px solid var(--gold); padding: 16px 20px; border-radius: 8px; margin-top: 8px; }
.policy-body a { color: var(--gold); }
.policy-body strong { color: var(--dark); }

/* =====================================================
   RESPONSIVE
   ===================================================== */
@media (max-width: 991px) {
  .section-padding { padding: 70px 0; }
  .cta-inner { padding: 44px 32px; }
  .cta-right { text-align: left; margin-top: 20px; }
}

@media (max-width: 767px) {
  .section-padding { padding: 52px 0; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn-gold,
  .hero-actions .btn-outline-light-custom { width: 100%; text-align: center; }
  .ct-row { grid-template-columns: 2fr 1fr 1fr; }
  .ct-row span:nth-child(2) { display: none; }
  .stat-divider { display: none; }
  .cta-inner { padding: 36px 24px; }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 479px) {
  .role-card { padding: 28px 14px 22px; }
  .role-perms li { font-size: 11px; }
  .modal-dialog { margin: 0.75rem; }
}

/* Social bar (highlighted) */
.social-bar {
  background: rgba(255,255,255,0.95);
  border-top: 1px solid rgba(226,232,240,0.9);
  padding: 14px 0;
}
.social-bar .social-list { margin-left: auto; display:flex; gap:12px; align-items:center; }
.social-bar .footer-social-note { color: rgba(45,55,72,0.75); font-size: 13px; font-weight: 600; }
.social-bar .social-link { color: var(--dark); font-weight:600; display:flex; gap:8px; align-items:center; padding:8px 12px; border-radius:12px; background: rgba(248,250,252,0.85); transition: background 0.15s; }
  .social-bar .social-link i { font-size:18px; }
  .social-bar .social-link:hover { background: rgba(201,168,76,0.15); color: var(--dark); }

  /* Enquiry Modal */
  .modal-content {
    border: none;
    border-radius: 24px;
    box-shadow: 0 30px 70px rgba(15,23,42,0.12);
    overflow: hidden;
    min-height: 100%;
  }
  .modal-header {
    border-bottom: none;
    padding: 28px 32px 0;
  }
  .modal-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--dark);
  }
  .modal-body {
    padding: 0 32px 30px;
    background: var(--white);
  }
  .modal-body .form-label {
    font-weight: 600;
    color: rgba(17,24,39,0.85);
  }
  .modal-body .form-control {
    border-radius: 12px;
    border: 1px solid rgba(148,163,184,0.3);
    padding: 8px 16px;
    background: var(--white);
    box-shadow: inset 0 1px 1px rgba(15,23,42,0.04);
  }
  .form-label{
    margin-bottom:0px;
  }
  .modal-body textarea.form-control {
    min-height: 140px;
  }
  .modal-body .btn-primary {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--dark);
    padding: 14px 20px;
    border-radius: 14px;
    font-size: 15px;
    font-weight: 600;
  }
  .modal-body .btn-primary:hover {
    background: var(--gold-light);
    border-color: var(--gold-light);
  }
  .modal-body .alert {
    border-radius: 14px;
    font-size: 0.95rem;
    line-height: 1.5;
  }
  .modal-backdrop.show {
    opacity: 0.55;
    background-color: rgba(17,24,39,0.65);
  }
  .modal-dialog { max-width: 540px; margin: 1.5rem auto; }
  .modal-content {
    background: rgba(255,255,255,0.98);
  }

  .hero-mockup-wrap {
    padding: 40px 28px;
  }

  .hero-mockup {
    padding: 32px;
  }

  .testi-card {
    background: var(--panel);
    border: 1px solid rgba(226,232,240,0.95);
    border-radius: 22px;
    padding: 30px 28px;
    box-shadow: 0 14px 35px rgba(16,24,40,0.06);
    position: relative;
  }
  .testi-card::before {
    content: '\201C';
    position: absolute;
    top: 18px;
    left: 22px;
    font-size: 52px;
    color: rgba(201,168,76,0.18);
    font-family: serif;
  }
  .testi-card p { color: var(--text); font-weight: 500; margin-bottom: 18px; line-height: 1.85; }
  .testi-card footer { color: rgba(45,55,72,0.7); font-size: 13px; font-weight: 600; }

  .whatsapp-float {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 1040;
    background: #25D366;
    color: #fff;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex !important;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 30px rgba(0,0,0,0.2);
    transition: transform .15s;
    opacity: 1 !important;
    visibility: visible !important;
    text-decoration: none;
  }
  .whatsapp-float:hover { transform: translateY(-4px); }
  .whatsapp-float i { display: flex; align-items: center; justify-content: center; }

  @media (max-width: 479px) {
    .whatsapp-float {
      right: 12px;
      bottom: 12px;
      width: 48px;
      height: 48px;
    }
    .whatsapp-float i { font-size: 20px !important; }
  }
  
  @media (max-width: 767px) {
    .whatsapp-float { z-index: 1035; }
  }